Banking Module — FingerPay

Use Cases

Banking Applications

🔐

Passwordless Login

Replace passwords with fingerprint authentication. Faster, more secure, better UX.

💸

Transaction Authorization

PSD2 SCA-compliant transaction authorization. Biometric confirmation for high-value transfers.

🏧

ATM Authentication

Cardless ATM access with fingerprint. No PIN, no card, just your finger.

📱

Mobile Banking

Native SDK integration with banking apps. Works with device biometrics.

🏦

Branch Services

In-branch customer verification. Faster service without ID documents.

📋

Document Signing

Biometric e-signatures for contracts and agreements. Legally binding.

PSD2 Compliance

Strong Customer Authentication

SCA Requirements Met ✓

🧠

Knowledge

Something user knows

Optional PIN

📱

Possession

Something user has

Device Binding

👆

Inherence

Something user is

Fingerprint ★

🇪🇺

PSD2

🇨🇭

FINMA

🔒

ISO 27001

🇪🇺

GDPR

API

Banking Endpoints

banking-login.sh

# Passwordless banking login
POST /api/v2/banking/login

{
  "customerId": "CUST-789456",
  "fingerprintTemplate": "base64_template",
  "deviceId": "device_abc123"
}

# Response: 200 OK
{
  "success": true,
  "sessionToken": "eyJhbGci...",
  "scaCompliant": true,
  "authFactors": ["inherence", "possession"]
}
                

transaction-authorize.sh

# Authorize high-value transaction (PSD2 SCA)
POST /api/v2/banking/transaction/authorize

{
  "transactionId": "TXN-123456",
  "amount": 5000.00,
  "currency": "CHF",
  "fingerprintTemplate": "base64_template"
}

# Response: 200 OK
{
  "authorized": true,
  "authorizationCode": "AUTH-789",
  "timestamp": "2025-12-28T10:30:00Z"
}
                

Stats

Banking Impact

90%

Faster Login

0

Password Resets

99.9%

Fraud Prevention

100%

PSD2 Compliant

Ready for Banking?

See how FingerPay transforms customer authentication.

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PasswordlessBanking